We Used To Represent Insurance Companies. Now We Fight For You.

At Karkatselos Law, PLLC, we have recovered millions of dollars in residential and commercial property damage.

An Experienced Property Damage Attorney Serving The State Of Florida

What Type Of Claim Are You Involved In?

Insurance companies regularly deny claims, using language like “wear and tear,” “faulty workmanship,” “repeated leakage,” “minimal damage” and “under deductible” to avoid paying claims. We provide a free policy review to see if the basis for your denial or underpayment is justified.

Fire Damage

Mold

Hurricane Damage

Water Damage

Wind Damage

Hail Damage

We Fight For Florida Homeowners

When your Florida home insurance company denies, delays or underpays your claim, you need aggressive and tenacious representation. We will apply tactical pressure to ensure that the insurance companies remain true to the terms of their policies.

When you work with Karkatselos Law, PLLC, we promise:

  • No fees until you get paid: You’re not responsible for any upfront costs. We only get paid if you do.
  • Frequent updates: We will work as a team. We won’t make any decisions without your approval.
  • No legalese: We will explain in plain language the possible outcomes and our extensive strategy when fighting for your claim.
Photo of attorney E. Tim Karkatselos

We Get Results For Our Clients

Outcome: Full roof replacement

Insurance company denied claim, stating wear and tear was the reason for the roof leak.
“Tim was great! Kept us informed during the whole process and got us a great settlement.”
– Mary S.

Insurance company paid for all water damage to property, including replacing affected flooring and cabinetry.

Insurance company denied water claim, stating the leak was ongoing for an extended period of time.
“I did not want to deal with the insurance company alone. From our first conversation, I knew I was in good hands with Tim. He got me a great result.”
– Charles L.

Full roof replacement

Hurricane claim denied because insurance company said age of roof was the cause of the leaks.
“Tim came highly recommended from a neighbor who hired him. I was apprehensive to hire a lawyer at first, but I am lucky I found Tim to represent me.”
– Janet E.

Full roof replacement, and insurance company also paid for damage to the interior of the home.

Insurance company stated the roof damage was the result of poor workmanship by the roofing contractor who originally installed roof and not the result of a windstorm.
“Dealing with storm damage to our roof was a very stressful experience. Knowing Tim was in our corner fighting for us gave us peace of mind.”
– Sarah T.

Full roof replacement

Insurance company opened coverage but stated the cost to fix roof damage was below the deductible amount, so no payment was issued.
“Tim clearly explained the plan of attack and executed. So happy we hired him to represent us with our claim.”
– Mike R.

Mold policy limits paid by insurance company

Insurance company denied mold claim based on mold growth being the result of a poorly maintained air conditioning unit – not considered sudden and accidental.
“Very knowledgeable and effective attorney.”
– Jose R.

Meet The Attorney

When An Insurance Company Won’t Pay What You’re Owed

You consistently pay for homeowners insurance to protect yourself in case of damage from weather, plumbing or fire that results in expensive repairs. So, it’s a nightmare when the worst-case scenario does happen and you learn that insurance companies are for-profit businesses that are motivated to deny or underpay claims.

And, if you don’t understand all the dense legal language in your policy or are confused by deductibles and exclusions to your coverage, it’s easy for those companies to take advantage of you.

This is why you need Karkatselos Law, PLLC, on your side. We focus exclusively on property damage claims, so we fully understand the case law and statutes. We also know how to deal with common responses from insurance companies and press on proper pain points to get to resolutions as soon as possible.

Get Started With A Free Consultation

Insurance Claim Adjusters Are Not On Your Side. We Will Hold Your Insurance Company Accountable.